Home Buying Tips
Here are a few things to think about as you start your home search. Educate yourself on today's issues before making any offers. Knowledge you gain today can save you headaches down the road!
Many lenders qualify you for the maximum mortgage amount that you can qualify for with your debt to income ratio. My suggestion is to put together a budget and figure out what you comfortable paying every month for a mortgage.
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Heating and cooling systems are some of the most important investments you'll ever make in your home. Heating and cooling accounts for 44% of your home's energy use
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The most important thing to be aware of with insulation, other than the safety issues of urea formaldehyde and asbestos (covered elsewhere), is the R value, or the insulating factor. The higher the number, the better the insulator
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When purchasing a home, you will need to acquire homeowners insurance. In fact, all lenders will require a policy be in force prior to funding the loan
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All sellers with homes built prior to 1978 are required to fill out a lead-based paint disclosure form and provide you, the buyer, with a lead-based paint educational booklet in any sale
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When you are checking out homes, there are several items in our market you need to be aware of - including man-made siding. A lot has been said about
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Single pane, double pane, thermo pane, triple pane windows, plain glass, leaded glass, low "e" glass, wired glass, and tempered glass, too. WOW - There's a lot to know
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The type of wiring in residential homes generally depends on when the home was built, where it was built and if it has been updated. In the older homes, knob and tube type wiring was the norm
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